Financial experts will tell you that you don’t have to make more money to increase your financial wealth. What’s as—if not more— important, they say, is doing more with the money you already have. This is especially true in today’s uncertain economy.

So how do you spend smarter? A good place to start is by looking at your food budget. If, like me, you have a growing family and limited resources, groceries (food and household products) are a major monthly expense. But I’ve learned that, with a little planning and creativity, I can shave at …